Edition November 5, 2026

Response to the RPIB consultation on the design of future retail payments infrastructure

Respondents broadly backed the proposed direction for renewing UK retail payments infrastructure, particularly the need to move quickly.

The proposal envisages a modular architecture for existing and future products, with shared access and messaging foundations and reusable capabilities, capacity and resilience for demanding payment journeys. Respondents strongly preferred a phased migration over a Big Bang transition. The Blueprint is due to be handed to the industry-led Delivery Company in Spring 2027 for further detailed design and delivery of the core infrastructure.

This summary is based on the available full source text. Summary prepared with AI assistance. The original source is authoritative.